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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,813 | $167,533-10.6% | $151,645-1.2% | $134,545+11.3% |
| Participation rate | 60.0% | 88.4%-28.4pp | 87.5%-27.5pp | 81.2%-21.2pp |
| Annual return | -22.72% | 7.81%-30.5pp | 3.34%-26.1pp | 418.37%-441.1pp |
| Employer contribution / active EE | $15,237 | $6,828+123.1% | $6,165+147.2% | $4,742+221.4% |
| Participant deferral / active EE | $8,072 | $8,985-10.2% | $8,363-3.5% | $6,401+26.1% |
| Admin fee / account holder | $0 | $13,781-100.0% | $11,614-100.0% | $11,431-100.0% |