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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,306 | $209,874-17.9% | $189,537-9.1% | $167,536+2.8% |
| Participation rate | 71.4% | 88.7%-17.2pp | 87.8%-16.4pp | 82.1%-10.7pp |
| Annual return | 15.90% | 748.61%-732.7pp | 555.34%-539.4pp | 478.82%-462.9pp |
| Employer contribution / active EE | $2,784 | $6,913-59.7% | $6,161-54.8% | $4,839-42.5% |
| Participant deferral / active EE | $6,173 | $8,934-30.9% | $8,220-24.9% | $6,342-2.7% |
| Admin fee / account holder | $63,228 | $14,299+342.2% | $12,048+424.8% | $12,315+413.4% |