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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,220 | $106,923-79.2% | $84,023-73.6% | $152,909-85.5% |
| Participation rate | 81.3% | 75.3%+6.0pp | 69.0%+12.2pp | 82.5%-1.2pp |
| Annual return | 27.29% | 105.02%-77.7pp | 71.32%-44.0pp | 345.46%-318.2pp |
| Employer contribution / active EE | $5,456 | $2,735+99.5% | $1,984+175.0% | $4,764+14.5% |
| Participant deferral / active EE | $2,884 | $4,013-28.1% | $3,239-11.0% | $5,851-50.7% |
| Admin fee / account holder | $1,044 | $8,289-87.4% | $6,102-82.9% | $11,601-91.0% |