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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,408 | $156,398-74.2% | $147,318-72.6% | $138,895-70.9% |
| Participation rate | 95.0% | 83.8%+11.2pp | 82.1%+12.9pp | 79.9%+15.1pp |
| Annual return | 16.13% | 78.75%-62.6pp | 70.43%-54.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $3,871 | $4,853-20.2% | $4,593-15.7% | $4,194-7.7% |
| Participant deferral / active EE | $7,113 | $8,237-13.7% | $7,906-10.0% | $6,396+11.2% |
| Admin fee / account holder | $5,539 | $14,976-63.0% | $13,708-59.6% | $12,562-55.9% |