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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,028 | $108,897-71.5% | $100,378-69.1% | $145,877-78.7% |
| Participation rate | 93.8% | 83.0%+10.8pp | 81.5%+12.2pp | 80.3%+13.4pp |
| Annual return | 13.46% | 58.17%-44.7pp | 49.41%-35.9pp | 551.28%-537.8pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,091 | $8,455-16.1% | $8,087-12.3% | $6,691+6.0% |
| Admin fee / account holder | $2,814 | $9,690-71.0% | $7,899-64.4% | $13,402-79.0% |