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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,831 | $124,175-89.7% | $108,405-88.2% | $167,536-92.3% |
| Participation rate | 88.2% | 82.3%+5.9pp | 80.1%+8.1pp | 82.1%+6.1pp |
| Annual return | 12.79% | 1380.13%-1367.3pp | 905.55%-892.8pp | 478.82%-466.0pp |
| Employer contribution / active EE | $0 | $4,188-100.0% | $3,559-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,725 | $6,908-31.6% | $6,563-28.0% | $6,342-25.5% |
| Admin fee / account holder | $455 | $9,457-95.2% | $7,297-93.8% | $12,315-96.3% |