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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,165 | $101,618-14.2% | $93,063-6.3% | $137,256-36.5% |
| Participation rate | 37.5% | 74.9%-37.4pp | 72.1%-34.6pp | 80.0%-42.5pp |
| Annual return | 13.70% | 223.95%-210.2pp | 34.15%-20.5pp | 220.34%-206.6pp |
| Employer contribution / active EE | $445 | $2,707-83.6% | $2,476-82.0% | $4,156-89.3% |
| Participant deferral / active EE | $3,168 | $4,279-26.0% | $3,958-20.0% | $6,407-50.6% |
| Admin fee / account holder | $3,743 | $6,198-39.6% | $6,033-38.0% | $12,270-69.5% |