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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,628 | $185,225-82.9% | $142,898-77.9% | $167,536-81.1% |
| Participation rate | 50.0% | 78.5%-28.5pp | 72.0%-22.0pp | 82.1%-32.1pp |
| Annual return | 12.24% | 8558.12%-8545.9pp | 5639.64%-5627.4pp | 478.82%-466.6pp |
| Employer contribution / active EE | $2,027 | $5,607-63.8% | $4,146-51.1% | $4,839-58.1% |
| Participant deferral / active EE | $9,750 | $4,496+116.9% | $3,838+154.0% | $6,342+53.7% |
| Admin fee / account holder | $384 | $8,032-95.2% | $6,560-94.1% | $12,315-96.9% |