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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,595 | $176,402-90.6% | $134,162-87.6% | $158,982-89.6% |
| Participation rate | 75.0% | 78.7%-3.7pp | 72.2%+2.8pp | 82.0%-7.0pp |
| Annual return | 16.35% | 63.66%-47.3pp | 36.35%-20.0pp | 302.99%-286.6pp |
| Employer contribution / active EE | $1,552 | $5,042-69.2% | $3,705-58.1% | $4,763-67.4% |
| Participant deferral / active EE | $3,104 | $4,093-24.2% | $3,500-11.3% | $5,983-48.1% |
| Admin fee / account holder | $564 | $8,719-93.5% | $6,685-91.6% | $11,252-95.0% |