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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,992 | $93,589-89.3% | $135,942-92.6% | $75,181-86.7% |
| Participation rate | 80.9% | 75.2%+5.7pp | 81.9%-1.1pp | 67.2%+13.7pp |
| Annual return | 60.92% | 30.90%+30.0pp | 68.28%-7.4pp | 160.69%-99.8pp |
| Employer contribution / active EE | $1,136 | $3,537-67.9% | $4,858-76.6% | $2,671-57.5% |
| Participant deferral / active EE | $3,083 | $6,405-51.9% | $7,759-60.3% | $4,126-25.3% |
| Admin fee / account holder | $646 | $6,977-90.7% | $10,764-94.0% | $5,650-88.6% |