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| Provider | Service type | Compensation |
|---|---|---|
KESTRA INVESTMENT SERVICES LLC1+ years Service code 49 · EIN 74-2794194 | Other Services | $12,627 |
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $12,227 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,743 | $80,177-67.9% | $123,894-79.2% | $57,658-55.4% |
| Participation rate | 77.3% | 74.4%+2.8pp | 81.4%-4.1pp | 70.2%+7.0pp |
| Annual return | 32.29% | 17.90%+14.4pp | 47.52%-15.2pp | 5.13%+27.2pp |
| Employer contribution / active EE | $1,432 | $2,913-50.8% | $4,617-69.0% | $1,974-27.5% |
| Participant deferral / active EE | $4,856 | $5,130-5.3% | $5,984-18.9% | $3,061+58.7% |
| Admin fee / account holder | $45 | $106-57.6% | $8,357-99.5% | $95-52.4% |