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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,476 | $138,114+38.6% | $125,391+52.7% | $134,545+42.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.79% | 750.88%-764.7pp | 572.41%-586.2pp | 418.37%-432.2pp |
| Employer contribution / active EE | $25,445 | $5,246+385.0% | $4,816+428.4% | $4,742+436.6% |
| Participant deferral / active EE | $14,688 | $7,801+88.3% | $7,448+97.2% | $6,401+129.4% |
| Admin fee / account holder | $1,796 | $11,570-84.5% | $10,009-82.1% | $11,431-84.3% |