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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,412 | $157,304-30.4% | $141,197-22.5% | $152,909-28.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.57% | 64.34%-47.8pp | 71.41%-54.8pp | 345.46%-328.9pp |
| Employer contribution / active EE | $3,025 | $5,263-42.5% | $4,736-36.1% | $4,764-36.5% |
| Participant deferral / active EE | $13,025 | $7,111+83.2% | $6,710+94.1% | $5,851+122.6% |
| Admin fee / account holder | $914 | $12,126-92.5% | $10,265-91.1% | $11,601-92.1% |