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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,262 | $96,388-88.3% | $80,627-86.0% | $139,466-91.9% |
| Participation rate | 71.4% | 73.6%-2.2pp | 67.0%+4.4pp | 80.3%-8.9pp |
| Annual return | 10.97% | 1352.08%-1341.1pp | 936.76%-925.8pp | 373.66%-362.7pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,166 | $5,224-39.4% | $4,443-28.8% | $6,712-52.8% |
| Admin fee / account holder | $2,976 | $6,603-54.9% | $5,381-44.7% | $11,409-73.9% |