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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,288 | $93,124-89.0% | $77,100-86.7% | $134,545-92.4% |
| Participation rate | 72.7% | 74.5%-1.8pp | 67.9%+4.8pp | 81.2%-8.5pp |
| Annual return | -19.13% | 62.68%-81.8pp | 42.35%-61.5pp | 418.37%-437.5pp |
| Employer contribution / active EE | $0 | $3,421-100.0% | $2,815-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,245 | $5,242-19.0% | $4,430-4.2% | $6,401-33.7% |
| Admin fee / account holder | $429 | $6,970-93.8% | $5,443-92.1% | $11,431-96.2% |