Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $21,423 |
Filed as: MORGAN STANLEY INS SERVICES INC Service code 49 · EIN 51-0116113 | Other Services | $6,387 |
WILSHIRE ASSOCIATES INCORPORATED5+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,840 | $47,922-66.9% | $75,901-79.1% | $65,185-75.7% |
| Participation rate | 48.7% | 63.0%-14.3pp | 69.3%-20.6pp | 70.2%-21.5pp |
| Annual return | 23.43% | 24.12%-0.7pp | 30.76%-7.3pp | 29.38%-6.0pp |
| Employer contribution / active EE | $2,123 | $1,557+36.3% | $2,501-15.1% | $2,177-2.5% |
| Participant deferral / active EE | $3,336 | $2,550+30.8% | $3,603-7.4% | $3,514-5.1% |
| Admin fee / account holder | $200 | $532-62.3% | $5,420-96.3% | $847-76.4% |