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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,865 | $91,911-91.4% | $68,793-88.6% | $135,382-94.2% |
| Participation rate | 66.7% | 76.7%-10.1pp | 72.2%-5.6pp | 82.6%-16.0pp |
| Annual return | 40.06% | -8.22%+48.3pp | -4.63%+44.7pp | 519.77%-479.7pp |
| Employer contribution / active EE | $1,339 | $3,924-65.9% | $2,625-49.0% | $4,779-72.0% |
| Participant deferral / active EE | $2,038 | $4,315-52.8% | $3,311-38.5% | $5,609-63.7% |
| Admin fee / account holder | $178 | $9,240-98.1% | $5,131-96.5% | $10,829-98.4% |