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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,648 | $93,117-60.6% | $77,096-52.5% | $134,532-72.8% |
| Participation rate | 14.3% | 74.5%-60.2pp | 67.9%-53.6pp | 81.2%-66.9pp |
| Annual return | -20.04% | 62.67%-82.7pp | 42.35%-62.4pp | 418.27%-438.3pp |
| Employer contribution / active EE | $455 | $3,420-86.7% | $2,814-83.8% | $4,741-90.4% |
| Participant deferral / active EE | $1,453 | $5,241-72.3% | $4,429-67.2% | $6,401-77.3% |
| Admin fee / account holder | $288 | $6,948-95.9% | $5,428-94.7% | $11,429-97.5% |