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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,246 | $124,314+24.1% | $109,163+41.3% | $167,518-7.9% |
| Participation rate | 82.6% | 79.4%+3.2pp | 75.9%+6.7pp | 82.1%+0.5pp |
| Annual return | 22.59% | 26.04%-3.5pp | 25.75%-3.2pp | 478.71%-456.1pp |
| Employer contribution / active EE | $3,903 | $4,209-7.3% | $3,723+4.8% | $4,838-19.3% |
| Participant deferral / active EE | $3,914 | $5,256-25.5% | $4,654-15.9% | $6,342-38.3% |
| Admin fee / account holder | $2,360 | $7,973-70.4% | $6,754-65.1% | $12,312-80.8% |