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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,060 | $27,639+23.2% | $61,501-44.6% | $68,490-50.3% |
| Participation rate | 30.0% | 39.5%-9.5pp | 52.6%-22.6pp | 67.9%-37.9pp |
| Annual return | -16.69% | -13.19%-3.5pp | 339.04%-355.7pp | -7.85%-8.8pp |
| Employer contribution / active EE | $517 | $696-25.7% | $1,160-55.4% | $2,597-80.1% |
| Participant deferral / active EE | $1,755 | $1,264+38.9% | $2,125-17.4% | $4,028-56.4% |
| Admin fee / account holder | $822 | $2,012-59.1% | $2,132-61.4% | $5,403-84.8% |