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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,552 | $39,036+1.3% | $80,784-51.0% | $85,851-53.9% |
| Participation rate | 26.2% | 41.6%-15.4pp | 54.2%-28.0pp | 69.3%-43.1pp |
| Annual return | 1103.13% | 26.31%+1076.8pp | 87.31%+1015.8pp | 318.63%+784.5pp |
| Employer contribution / active EE | $538 | $722-25.6% | $1,160-53.7% | $2,565-79.0% |
| Participant deferral / active EE | $1,628 | $1,326+22.8% | $2,145-24.1% | $3,952-58.8% |
| Admin fee / account holder | $564 | $2,429-76.8% | $3,380-83.3% | $6,261-91.0% |