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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,238 | $115,810-79.9% | $101,271-77.1% | $158,966-85.4% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.8%-15.8pp | 82.0%-22.0pp |
| Annual return | 24.08% | 56.15%-32.1pp | 46.48%-22.4pp | 302.95%-278.9pp |
| Employer contribution / active EE | $1,145 | $4,175-72.6% | $3,660-68.7% | $4,762-76.0% |
| Participant deferral / active EE | $1,828 | $4,958-63.1% | $4,371-58.2% | $5,983-69.4% |
| Admin fee / account holder | $0 | $7,248-100.0% | $5,948-100.0% | $11,250-100.0% |