Filed June 18, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,914 | $80,748-35.7% | $102,383-49.3% | $74,429-30.2% |
| Participation rate | 41.7% | 65.7%-24.0pp | 74.5%-32.8pp | 67.2%-25.5pp |
| Annual return | 25.55% | 27.57%-2.0pp | 24.94%+0.6pp | 1368.38%-1342.8pp |
| Employer contribution / active EE | $1,556 | $3,159-50.8% | $3,870-59.8% | $2,625-40.7% |
| Participant deferral / active EE | $2,927 | $3,861-24.2% | $5,060-42.1% | $4,348-32.7% |
| Admin fee / account holder | $3,140 | $2,371+32.5% | $8,391-62.6% | $1,944+61.5% |