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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,510 | $148,623-56.6% | $135,974-52.6% | $139,466-53.7% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 14.15% | 79.30%-65.1pp | 68.30%-54.2pp | 373.66%-359.5pp |
| Employer contribution / active EE | $6,658 | $5,246+26.9% | $4,859+37.0% | $4,754+40.0% |
| Participant deferral / active EE | $4,151 | $8,103-48.8% | $7,760-46.5% | $6,712-38.2% |
| Admin fee / account holder | $2,499 | $12,406-79.9% | $10,767-76.8% | $11,409-78.1% |