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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,510 | $148,582-56.6% | $135,942-52.5% | $139,456-53.7% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 14.15% | 79.26%-65.1pp | 68.28%-54.1pp | 373.45%-359.3pp |
| Employer contribution / active EE | $6,658 | $5,245+26.9% | $4,858+37.1% | $4,753+40.1% |
| Participant deferral / active EE | $4,151 | $8,101-48.8% | $7,759-46.5% | $6,711-38.2% |
| Admin fee / account holder | $2,499 | $12,402-79.8% | $10,764-76.8% | $11,407-78.1% |