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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,269 | $180,459+26.5% | $154,108+48.1% | $135,380+68.6% |
| Participation rate | 40.0% | 87.4%-47.4pp | 83.0%-43.0pp | 82.6%-42.6pp |
| Annual return | -5.90% | 888.21%-894.1pp | 735.21%-741.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $1,288 | $6,035-78.7% | $5,298-75.7% | $4,779-73.0% |
| Participant deferral / active EE | $2,263 | $5,806-61.0% | $5,081-55.5% | $5,609-59.7% |
| Admin fee / account holder | $5,773 | $16,145-64.2% | $13,411-57.0% | $10,828-46.7% |