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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,676 | $198,457+0.6% | $170,435+17.2% | $147,586+35.3% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 11.35% | 257.30%-246.0pp | 205.94%-194.6pp | 578.59%-567.2pp |
| Employer contribution / active EE | $379 | $6,183-93.9% | $5,432-93.0% | $4,876-92.2% |
| Participant deferral / active EE | $2,866 | $5,629-49.1% | $4,939-42.0% | $5,439-47.3% |
| Admin fee / account holder | $2,016 | $16,852-88.0% | $13,881-85.5% | $10,886-81.5% |