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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,991 | $49,896-45.9% | $80,627-66.5% | $75,173-64.1% |
| Participation rate | 60.7% | 55.3%+5.4pp | 67.0%-6.3pp | 67.2%-6.5pp |
| Annual return | 14.60% | 34.67%-20.1pp | 936.76%-922.2pp | 160.72%-146.1pp |
| Employer contribution / active EE | $1,434 | $1,699-15.6% | $2,723-47.3% | $2,671-46.3% |
| Participant deferral / active EE | $4,341 | $2,992+45.1% | $4,443-2.3% | $4,126+5.2% |
| Admin fee / account holder | $0 | $3,578-100.0% | $5,381-100.0% | $5,651-100.0% |