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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,562 | $96,643-18.7% | $86,617-9.3% | $139,456-43.7% |
| Participation rate | 57.1% | 74.4%-17.3pp | 71.7%-14.6pp | 80.3%-23.2pp |
| Annual return | 18.53% | 106.57%-88.0pp | 591.91%-573.4pp | 373.45%-354.9pp |
| Employer contribution / active EE | $1,570 | $3,264-51.9% | $3,023-48.1% | $4,753-67.0% |
| Participant deferral / active EE | $4,883 | $4,835+1.0% | $4,437+10.0% | $6,711-27.2% |
| Admin fee / account holder | $635 | $6,406-90.1% | $5,613-88.7% | $11,407-94.4% |