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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,058 | $49,896+112.6% | $80,627+31.5% | $75,173+41.1% |
| Participation rate | 61.2% | 55.3%+5.9pp | 67.0%-5.8pp | 67.2%-6.0pp |
| Annual return | 16.59% | 34.67%-18.1pp | 936.76%-920.2pp | 160.72%-144.1pp |
| Employer contribution / active EE | $3,008 | $1,699+77.1% | $2,723+10.5% | $2,671+12.6% |
| Participant deferral / active EE | $3,353 | $2,992+12.1% | $4,443-24.5% | $4,126-18.7% |
| Admin fee / account holder | $12,250 | $3,578+242.4% | $5,381+127.7% | $5,651+116.8% |