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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,372 | $52,279+59.5% | $89,435-6.8% | $79,856+4.4% |
| Participation rate | 67.1% | 57.5%+9.5pp | 68.0%-0.9pp | 69.6%-2.6pp |
| Annual return | 21.24% | 22.16%-0.9pp | 245.55%-224.3pp | 31.71%-10.5pp |
| Employer contribution / active EE | $2,445 | $1,572+55.6% | $2,587-5.5% | $2,471-1.1% |
| Participant deferral / active EE | $1,973 | $2,740-28.0% | $3,890-49.3% | $3,741-47.3% |
| Admin fee / account holder | $2,543 | $3,356-24.2% | $4,884-47.9% | $5,306-52.1% |