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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,958 | $202,440-39.8% | $169,390-28.0% | $139,466-12.6% |
| Participation rate | 79.2% | 81.1%-1.9pp | 77.2%+2.0pp | 80.3%-1.2pp |
| Annual return | 16.83% | 532.36%-515.5pp | 406.07%-389.2pp | 373.66%-356.8pp |
| Employer contribution / active EE | $3,514 | $4,693-25.1% | $4,013-12.4% | $4,754-26.1% |
| Participant deferral / active EE | $8,798 | $6,940+26.8% | $6,222+41.4% | $6,712+31.1% |
| Admin fee / account holder | $760 | $10,722-92.9% | $9,015-91.6% | $11,409-93.3% |