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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,940 | $165,381-41.4% | $149,730-35.3% | $158,966-39.0% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 32.88% | 348.29%-315.4pp | 276.70%-243.8pp | 302.95%-270.1pp |
| Employer contribution / active EE | $1,599 | $5,104-68.7% | $4,645-65.6% | $4,762-66.4% |
| Participant deferral / active EE | $5,749 | $7,182-20.0% | $6,843-16.0% | $5,983-3.9% |
| Admin fee / account holder | $740 | $10,809-93.2% | $9,310-92.1% | $11,250-93.4% |