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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,841 | $165,399-50.5% | $149,745-45.3% | $158,982-48.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 164.77% | 348.34%-183.6pp | 276.72%-112.0pp | 302.99%-138.2pp |
| Employer contribution / active EE | $5,195 | $5,105+1.8% | $4,646+11.8% | $4,763+9.1% |
| Participant deferral / active EE | $6,484 | $7,183-9.7% | $6,843-5.2% | $5,983+8.4% |
| Admin fee / account holder | $553 | $10,811-94.9% | $9,312-94.1% | $11,252-95.1% |