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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,184 | $157,296-62.4% | $141,191-58.1% | $152,897-61.3% |
| Participation rate | 56.3% | 84.8%-28.6pp | 82.5%-26.2pp | 82.5%-26.2pp |
| Annual return | 19.25% | 64.34%-45.1pp | 71.41%-52.2pp | 345.43%-326.2pp |
| Employer contribution / active EE | $1,554 | $5,262-70.5% | $4,736-67.2% | $4,764-67.4% |
| Participant deferral / active EE | $9,248 | $7,111+30.1% | $6,710+37.8% | $5,851+58.1% |
| Admin fee / account holder | $2,116 | $12,125-82.5% | $10,264-79.4% | $11,599-81.8% |