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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,337 | $138,075-68.6% | $123,552-64.9% | $135,379-68.0% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -9.80% | 153.70%-163.5pp | 119.20%-129.0pp | 519.79%-529.6pp |
| Employer contribution / active EE | $1,542 | $5,152-70.1% | $4,628-66.7% | $4,779-67.7% |
| Participant deferral / active EE | $8,888 | $6,800+30.7% | $6,426+38.3% | $5,609+58.5% |
| Admin fee / account holder | $691 | $10,917-93.7% | $9,285-92.6% | $10,828-93.6% |