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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,185 | $102,422-25.6% | $147,117-48.2% | $80,959-5.9% |
| Participation rate | 68.9% | 75.9%-7.0pp | 82.2%-13.3pp | 67.7%+1.2pp |
| Annual return | 9.01% | 135.16%-126.1pp | 420.54%-411.5pp | 35.67%-26.7pp |
| Employer contribution / active EE | $1,959 | $3,717-47.3% | $4,932-60.3% | $2,757-28.9% |
| Participant deferral / active EE | $5,234 | $6,652-21.3% | $8,065-35.1% | $4,300+21.7% |
| Admin fee / account holder | $113 | $7,953-98.6% | $12,993-99.1% | $6,925-98.4% |