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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,146 | $93,589-76.3% | $135,942-83.7% | $75,181-70.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 24.99% | 30.90%-5.9pp | 68.28%-43.3pp | 160.69%-135.7pp |
| Employer contribution / active EE | $3,107 | $3,537-12.2% | $4,858-36.0% | $2,671+16.3% |
| Participant deferral / active EE | $4,043 | $6,405-36.9% | $7,759-47.9% | $4,126-2.0% |
| Admin fee / account holder | $1,367 | $6,977-80.4% | $10,764-87.3% | $5,650-75.8% |