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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,000 | $167,504-70.7% | $151,628-67.7% | $134,509-63.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -9.84% | 7.81%-17.6pp | 3.34%-13.2pp | 418.13%-428.0pp |
| Employer contribution / active EE | $15,540 | $6,828+127.6% | $6,165+152.1% | $4,741+227.8% |
| Participant deferral / active EE | $7,414 | $8,985-17.5% | $8,363-11.3% | $6,400+15.8% |
| Admin fee / account holder | $1,062 | $13,779-92.3% | $11,613-90.9% | $11,427-90.7% |