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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,000 | $99,345-10.4% | $84,753+5.0% | $273,972-67.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.32% | 22.93%-16.6pp | 22.78%-16.5pp | 41.46%-35.1pp |
| Employer contribution / active EE | $4,996 | $4,214+18.5% | $3,574+39.8% | $4,869+2.6% |
| Participant deferral / active EE | $5,126 | $4,270+20.0% | $3,712+38.1% | $5,287-3.1% |
| Admin fee / account holder | $792 | $6,645-88.1% | $5,333-85.2% | $10,133-92.2% |