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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,824 | $138,078-83.5% | $125,363-81.8% | $134,509-83.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -0.33% | 750.49%-750.8pp | 572.15%-572.5pp | 418.13%-418.5pp |
| Employer contribution / active EE | $7,873 | $5,245+50.1% | $4,815+63.5% | $4,741+66.1% |
| Participant deferral / active EE | $5,725 | $7,800-26.6% | $7,447-23.1% | $6,400-10.5% |
| Admin fee / account holder | $3,137 | $11,566-72.9% | $10,005-68.7% | $11,427-72.6% |