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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,523 | $82,674-76.4% | $125,363-84.4% | $68,495-71.5% |
| Participation rate | 81.3% | 75.0%+6.2pp | 82.4%-1.1pp | 67.9%+13.4pp |
| Annual return | -14.94% | -5.97%-9.0pp | 572.15%-587.1pp | -7.84%-7.1pp |
| Employer contribution / active EE | $2,815 | $3,382-16.7% | $4,815-41.5% | $2,596+8.4% |
| Participant deferral / active EE | $4,801 | $6,111-21.4% | $7,447-35.5% | $4,028+19.2% |
| Admin fee / account holder | $6,190 | $6,276-1.4% | $10,005-38.1% | $5,403+14.6% |