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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,402 | $147,727-0.9% | $115,756+26.5% | $134,545+8.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.1%+22.9pp | 81.2%+18.8pp |
| Annual return | -12.94% | 73.96%-86.9pp | 143.14%-156.1pp | 418.37%-431.3pp |
| Employer contribution / active EE | $7,696 | $4,713+63.3% | $3,793+102.9% | $4,742+62.3% |
| Participant deferral / active EE | $17,390 | $7,563+129.9% | $6,254+178.1% | $6,401+171.7% |
| Admin fee / account holder | $1,469 | $14,571-89.9% | $8,124-81.9% | $11,431-87.1% |