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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,251 | $884,045-73.7% | $453,569-48.8% | $167,536+38.6% |
| Participation rate | 75.0% | 81.6%-6.6pp | 78.0%-3.0pp | 82.1%-7.1pp |
| Annual return | 34.53% | 29.49%+5.0pp | 64.43%-29.9pp | 478.82%-444.3pp |
| Employer contribution / active EE | $16,555 | $5,538+198.9% | $4,072+306.6% | $4,839+242.1% |
| Participant deferral / active EE | $14,424 | $7,898+82.6% | $6,211+132.2% | $6,342+127.4% |
| Admin fee / account holder | $2,161 | $22,063-90.2% | $11,214-80.7% | $12,315-82.5% |