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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,690 | $168,626+27.3% | $133,698+60.6% | $145,897+47.2% |
| Participation rate | 84.6% | 80.4%+4.2pp | 76.4%+8.2pp | 80.3%+4.3pp |
| Annual return | 14.51% | 1168.99%-1154.5pp | 580.90%-566.4pp | 552.29%-537.8pp |
| Employer contribution / active EE | $5,642 | $5,290+6.6% | $4,218+33.8% | $4,663+21.0% |
| Participant deferral / active EE | $14,502 | $8,688+66.9% | $7,016+106.7% | $6,689+116.8% |
| Admin fee / account holder | $2,281 | $9,638-76.3% | $6,703-66.0% | $13,390-83.0% |