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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,690 | $173,397+23.8% | $135,987+57.9% | $145,877+47.2% |
| Participation rate | 84.6% | 80.4%+4.2pp | 76.4%+8.2pp | 80.3%+4.3pp |
| Annual return | 14.51% | 1166.18%-1151.7pp | 580.01%-565.5pp | 551.28%-536.8pp |
| Employer contribution / active EE | $5,642 | $5,281+6.8% | $4,214+33.9% | $4,663+21.0% |
| Participant deferral / active EE | $14,502 | $8,710+66.5% | $7,027+106.4% | $6,691+116.8% |
| Admin fee / account holder | $2,281 | $9,663-76.4% | $6,716-66.0% | $13,402-83.0% |