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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,690 | $173,340+23.9% | $136,007+57.9% | $145,959+47.1% |
| Participation rate | 84.6% | 80.5%+4.2pp | 76.5%+8.2pp | 80.3%+4.3pp |
| Annual return | 14.51% | 1163.32%-1148.8pp | 579.32%-564.8pp | 561.95%-547.4pp |
| Employer contribution / active EE | $5,642 | $5,275+7.0% | $4,215+33.9% | $4,661+21.0% |
| Participant deferral / active EE | $14,502 | $8,699+66.7% | $7,024+106.5% | $6,689+116.8% |
| Admin fee / account holder | $2,281 | $9,954-77.1% | $6,858-66.7% | $13,398-83.0% |