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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,945 | $157,296-77.1% | $141,191-74.5% | $152,897-76.5% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 21.96% | 64.34%-42.4pp | 71.41%-49.4pp | 345.43%-323.5pp |
| Employer contribution / active EE | $1,928 | $5,262-63.4% | $4,736-59.3% | $4,764-59.5% |
| Participant deferral / active EE | $4,364 | $7,111-38.6% | $6,710-35.0% | $5,851-25.4% |
| Admin fee / account holder | $1,594 | $12,125-86.9% | $10,264-84.5% | $11,599-86.3% |