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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,041 | $69,518-66.9% | $59,887-61.5% | $135,379-83.0% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.7%-24.7pp | 82.6%-32.6pp |
| Annual return | -10.71% | 7.95%-18.7pp | 3.46%-14.2pp | 519.79%-530.5pp |
| Employer contribution / active EE | $1,820 | $3,235-43.7% | $2,722-33.1% | $4,779-61.9% |
| Participant deferral / active EE | $6,953 | $4,204+65.4% | $3,402+104.4% | $5,609+24.0% |
| Admin fee / account holder | $0 | $5,734-100.0% | $3,591-100.0% | $10,828-100.0% |