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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,208 | $108,882-77.8% | $96,754-75.0% | $154,746-84.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 18.34% | 98.39%-80.0pp | 82.04%-63.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $2,393 | $3,018-20.7% | $2,679-10.7% | $4,379-45.3% |
| Participant deferral / active EE | $3,026 | $5,323-43.1% | $4,758-36.4% | $6,730-55.0% |
| Admin fee / account holder | $1,594 | $10,200-84.4% | $8,905-82.1% | $14,365-88.9% |