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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,860 | $142,392+67.7% | $119,622+99.7% | $134,532+77.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -11.96% | -12.46%+0.5pp | -14.98%+3.0pp | 418.27%-430.2pp |
| Employer contribution / active EE | $476 | $5,224-90.9% | $4,232-88.8% | $4,741-90.0% |
| Participant deferral / active EE | $4,103 | $6,467-36.6% | $5,601-26.7% | $6,401-35.9% |
| Admin fee / account holder | $1,421 | $13,593-89.5% | $10,328-86.2% | $11,429-87.6% |