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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,619 | $176,077-27.5% | $159,455-20.0% | $167,518-23.8% |
| Participation rate | 42.9% | 84.9%-42.1pp | 82.8%-40.0pp | 82.1%-39.3pp |
| Annual return | 11.58% | 331.83%-320.3pp | 263.63%-252.0pp | 478.71%-467.1pp |
| Employer contribution / active EE | $1,384 | $5,298-73.9% | $4,830-71.3% | $4,838-71.4% |
| Participant deferral / active EE | $6,415 | $7,751-17.2% | $7,353-12.8% | $6,342+1.1% |
| Admin fee / account holder | $4,238 | $12,556-66.2% | $10,800-60.8% | $12,312-65.6% |