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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,559 | $183,627-56.7% | $155,602-48.9% | $145,978-45.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.92% | 61.32%-50.4pp | 64.81%-53.9pp | 550.52%-539.6pp |
| Employer contribution / active EE | $6,273 | $5,316+18.0% | $4,675+34.2% | $4,662+34.6% |
| Participant deferral / active EE | $4,319 | $6,466-33.2% | $5,629-23.3% | $6,690-35.4% |
| Admin fee / account holder | $411 | $19,327-97.9% | $15,923-97.4% | $13,400-96.9% |